Dojo Funding · Dojo Advance
A merchant cash advance built for the way real businesses earn. Borrow against your future card takings — from £1,000 up to £1,000,000 — and repay as a small, fixed percentage of each day's sales.
Your advance
Approved£25,000
Funds available · Tomorrow, by 10am
Daily sweep
12% of card sales
£8,500 repaid · 34% complete
What it is
Dojo Funding (often called Dojo Advance) is a merchant cash advance, delivered through Dojo's funding partner. It's tailored for businesses that take card payments — and instead of fixed monthly instalments, you repay as you earn.
Think of it as flexible working capital that matches the rhythm of your tills, not the calendar.
From
£1,000
Up to
£1,000,000
Typical term
6 – 9 months
Repayment
% of daily sales
Tell us your average monthly card takings and pick a daily repayment percentage — we'll show an indicative advance amount and how quickly you'd pay it back.
Heads-up: these numbers are illustrative only. Your real offer depends on trading history, card turnover and risk factors — and is confirmed by the funding partner once you apply.
Indicative advance
£15,000
Approx. 1× your monthly card turnover (capped £1,000 – £1,000,000)
Avg. daily repayment
£60
Avg. monthly repayment
£1,800
Est. payoff term
9 months
Why business owners pick it
Repayments are a fixed percentage of your daily card takings — a little more on busy days, a little less on quiet ones. Zero card sales that day? Zero repayment.
No APR, no interest creep, no hidden charges. Agree the sweep percentage and the total cost up front — and that's the only number you'll ever pay.
A short online form, your Merchant ID and a couple of business details. No mountains of paperwork, no branch appointments.
Successful applications can be funded the same day, with the typical window being around three working days.
Stock, refurb, hiring, marketing, equipment, a quiet month's cash flow — no restrictions on how you spend the funds.
Eligibility uses your trading data, not a hard credit search. Checking what you qualify for won't affect your credit score.
How it works
01
Share your Merchant ID, monthly card turnover and how much funding you'd like. Takes a few minutes.
02
We'll come back with an advance amount, your sweep percentage and one fixed total cost. No hidden extras.
03
Approved applications can land the same day — typically within three working days.
04
Each day, the agreed sweep percentage of your card takings goes towards your balance. Quiet day? You pay less.
Success stories
A few of the local businesses who've used Dojo Funding to expand, refit and hire — without the headache of a traditional bank loan.
Advance
£35,000
Shop refurb & new counter
"We'd been talking about expanding the deli counter for two years. Dojo Funding got it done in three working days — the new counter paid for itself by month four."
— Aaron · 2nd-generation butcher
Advance
£18,500
Second-site fit-out
"Banks wanted three months of paperwork. Our funding offer came back the same afternoon — and the repayment scaled with the seasonal dip, which was the bit that mattered."
— Niamh · Owner-operator
Advance
£12,000
Two new chairs + marketing
"Funding two new stations meant we could hire two new barbers without dipping into the float. Felt like the easiest business decision we've made all year."
— Conor · Director
Stories are representative of typical outcomes our customers see with Dojo Funding. Names and exact figures have been anonymised. Your offer and results will depend on your trading profile.
Eligibility
The good news: most established Dojo merchants qualify. We'll do a quick check based on your card turnover and trading history — and tell you straight if it fits.
Heads-up: if most of your sales come through in cash rather than cards, a merchant cash advance probably isn't the right fit — we'll happily say so and point you to alternatives.
A few quick questions, a soft credit check, and a clear offer with one fixed cost. Zero obligation — and zero impact on your credit score.
Enquire about fundingMade with Emergent
